SPLITZ STREAMZ

Stop streaming for free. Start selling for real.

Streamz is the artist-owned music storefront built inside Splitz. Sell singles and albums direct to your fans — they own what they buy. No algorithm. No 333 streams to make a dollar. And with Splitz, get advanced on every sale in under 24 hours, instead of waiting 45 days for Apple to settle.

Start Selling Direct
See How It Works

Backed by City National Bank · FDIC-insured custody

THE STREAMING TAX

Streaming made musicians rich exactly zero times.

The streaming economy was built on a promise: post your music everywhere, and reach will pay you. Twelve years in, the math is brutal. Spotify pays roughly $0.003 per stream. To make $1,000 a month, you need over 330,000 plays. To make $50,000 a year, you need over 16 million.

Most working musicians don’t have that audience. The ones who do are usually signed to labels that take most of it.

The exit isn’t more streams. The exit is fewer customers paying more — fans who own what they buy because they love it, not because Spotify’s algorithm pushed it to them.

That’s the model Streamz is built for.

THE MODEL

Sell limited. Own forever. Get paid tomorrow.

01

Limit
your release

You decide what’s on Streamz and what’s on streaming. The model works because scarcity works. Drop singles, EPs, B-sides, deluxe versions, or full albums exclusively on Streamz — content your fans can’t get on Spotify or Apple Music.

02

Fans own
what they buy

This isn’t streaming. Your fans purchase the unit. They own it. They play it inside the Splitz Streamz app, with the artwork, credits, and metadata exactly as you delivered it. Direct relationship, no middleman, no algorithm deciding who hears you.

03

Get paid in 24 hours,
not 45 days

Apple processes the purchase and settles in 45 days. Splitz doesn’t make you wait — we advance against your pending Apple payout in under 24 hours, through our partnership with City National Bank.

UNIT ECONOMICS

Here's what one sale actually pays.

Per Sale

Single (fan price)

$0.99

Album (fan price)

$9.99

Apple processing

15% (Small Business Program)

Artist take per single

~$0.84 (85%)

Artist take per album

~$8.49 (85%)

One Streamz single ($0.99) pays roughly the same as 330 Spotify streams. One album pays roughly the same as 3,300 Spotify streams.

Sales sit on Apple’s 45-day settlement cycle. With Splitz, advance against pending sales in under 24 hours — transparent advance fees disclosed in-app before you accept.

PRO ARTIST ACCOUNT

Everything you need to run a music business.

30-day free trial. Cancel anytime.

STARTER

$19.99

per month

For solo artists testing the direct-sales model.

  • Up to 5 releases per month
  • 85% of every sale (15% Apple Small Business rate)
  • Same-day advances against pending Apple payouts (standard rates)
  • Basic sales analytics
  • FDIC-insured custody via City National Bank
  • iOS + Android storefront

PRO  •  RECOMMENDED

$49.99

per month

For full-time artists, producers, and small labels.

Everything in Starter, plus:

  • Unlimited releases
  • Transaction and transfer fees WAIVED
  • Priority funding + preferred advance rates
  • Advanced analytics (geographic, fan cohort, conversion)
  • Automated splits to up to 10 collaborators per release
  • Dedicated artist success manager
  • Early access to new features

No setup fees. No per-release fees. 30-day free trial. Cancel anytime, no questions asked.

FOR THE ARTIST

A different relationship with your own income.

Every other platform built for musicians treats you like a vendor waiting on a check. Streaming services pay you for clicks you can’t see. Labels pay you after they recoup. Distributors pay you on monthly batches. Apple pays out on 45-day cycles.

Streamz changes the math. Sell direct. Keep 85%. Advance against pending sales in 24 hours. Build a fan base that buys instead of streams.

You sell. You get paid. You make more music. That’s it.

YOUR MONEY, SECURED

Backed by a regulated U.S. bank. Not a fintech wrapper.

When you take an advance on Streamz sales, the money flows through City National Bank — an FDIC-member U.S. bank trusted by Hollywood for 70+ years. Real custody. Real compliance. Real recourse. Your earnings aren’t sitting in a startup’s operating account waiting for a payroll cycle. They’re in regulated infrastructure built for the entertainment industry.

  • FDIC Insured
  • BSA / AML Compliant
  • OFAC Screened
  • SOC 2 In Progress
  • PCI DSS

FAQ

Questions artists ask before they start selling direct.

Splitz Streamz is a direct-to-fan music sales platform built inside the Splitz app. Artists sell singles and albums to fans, fans own the units they purchase, and artists can advance against pending sales in under 24 hours — instead of waiting 45 days for Apple to settle.

Neither, in the way you mean. When fans buy on Streamz, they own the unit. They play it inside the Splitz Streamz app with full artwork, credits, and metadata. It's closer to buying a record than streaming one.

No. But the model works best when you release certain content exclusively on Streamz. Drop your B-sides, deluxe versions, EPs, or full albums there — content your fans can't get on streaming. Scarcity is what makes direct sales work.

$0.99 per single. $9.99 per album. Apple processes the payment and takes 15% under their Small Business Program. You keep 85% of every sale. Splitz Streamz Pro is a flat monthly subscription — no per-sale platform fees, no per-release fees.

Apple settles on a standard 45-day cycle for in-app purchases. That's not Streamz holding your money — it's the underlying payment rail. The Splitz advance product was built specifically to bridge that gap, so you don't wait.

Most advances are funded in under 24 hours from request. Underwriting runs on real Apple sales data — so the more you sell, the faster and larger the advances scale. Pro plan members get priority funding and preferred advance rates.

Starter is $19.99/month — up to 5 releases per month, standard advance rates. Pro is $49.99/month — unlimited releases, transaction and transfer fees waived, priority funding, preferred advance rates, and a dedicated artist success manager. Both plans include a 30-day free trial. Cancel anytime.

Yes. 100% of master recording rights stay with you. Streamz is a sales platform, not a label. We're the rails and the storefront — you're the business.

Yes. Funds flow through our partnership with City National Bank, an FDIC-member U.S. bank. Held in FDIC-insured custody, not in a startup's operating account.

YOUR FANS WANT TO BUY YOUR MUSIC

Give them somewhere to do it.

Start selling direct. Get paid in 24 hours. Keep 85% of every sale. 30 days free.